Arrona Financial Home loans for the central coast of California and beyond

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A Loan Made Just For You Because mortgage loans are uniquely individual, we offer a wide range of residential loan programs tailored to your specific needs, including: Jumbo Loans We have excellent pricing on jumbo loans! Maximum loan amounts vary by loan to value Interest only programs available. Adjustable Rate Mortgages 2/28,3/1,5/1,7/1,10/1 hybrid arms with interest only Fully adjustable loans Fixed Rate Mortgages 15, 20, 30 and 40 year amortizations Interest only with IO terms up to 15 years Create Wealth Proven strategies to create wealth through proper planning Get a plan from a Certified Mortgage Planner at no additional cost Build your retirement the safe way Maximize your tax deductibility Missed Fortune T.E.A.M. member First Time Home Buyer 100% financing We can structure your closing costs into the purchase price Unlimited consultations throughout the process to put you at ease Debt Consolidation We can help you pay down your debts and consolidate for greatest tax advantages Non-owner/Investment Loans Multiple Units Financing up to 80% with stated income New Home Financing 100% Financing Many programs to choose from Construction Spec. Building One time close No payments during construction process Home Improvement Pull out cash to improve the quality of your life and to increase your property value Maximize tax deductions Equity lines and fixed seconds available with interest only feature Vetran Loans Up to 100% financing Jumbo loan amounts Low rates Commercial Lending Mixed use Apartment Office space Land Private/Hard Money low documentation LTVs up to 50% Bad or No Credit We have many lenders at our disposal to help get you back on track As mortgage planners, we analyze both your short term and long term goals to find out what is best for you. Getting a great rate is great, but a great rate on the wrong loan can be a costly error. Let us show you the importance on getting you on a plan to create wealth and build your retirement using simple strategies to use your mortgage as a tool to plan your future.


We put to work the concepts and theories of great financial planners such as Douglas Andrew, the author of Missed Fortune 101 to help you achieve your goals.
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.